Let's make this birthday one to remember.

56 years old (Born on April 24, 1968)

Happy Birthday, Brett! May your celebration be smoother than a mobile transaction at Moven and as revolutionary as "Bank 2.0." You've transformed banking from “Branch Today” to literally “Gone Tomorrow,” reminding us that the best gifts are cashless—ideally accessed via smartphone.

You've always stayed ahead of trends quicker than most people say, "Wait, what's Bitcoin again?” Here's wishing you another adventurous year filled with brilliant new insights—and fewer calls asking if you're sure fintech isn't about sharks.

Keep breaking down barriers (and possibly outdated ATMs). Cheers to more inspiring writing adventures and success unmatched by traditional bank working hours!