Let's make this birthday one to remember.

64 years old (Born on September 03, 1960)

Happy Birthday, Dave! Here's hoping your birthday is filled with more joy than a paid-off mortgage and your cake budget stays strictly within the envelope. Your wisdom has transformed countless lives by conquering debt faster than we can say "gazelle intensity!" You've shown all of us how to stay calm, live smart, and build wealth one financial baby step at a time.

With five New York Times bestsellers under your belt—from "Financial Peace" to "Smart Money Smart Kids"—and inspiring millions weekly on over 500 radio stations nationwide, you remain proof that common sense still rocks. Cheers to another year of debt-free laughter and continued success!