Let's make this birthday one to remember.

76 years old (Born on October 18, 1948)

Happy Birthday, Jim! From climbing the ranks at PNC to stepping into Tom O'Brien's shoes as Chairman and CEO, you've proven that banking isn't just about numbers—it's also about charisma, leadership, and a great sense of humor. Your journey through PNC has been nothing short of legendary; rumor has it even calculators envy your knack for growth!

Here's wishing you another year filled with success, laughter, and fewer meetings (we can dream!). May your birthday be as timeless as your legacy at PNC—and may interest rates always rise in your favor. Cheers to you today and always!